 Save while spending!Raiffeisenbank offers you a new product, specially designed to help you save money regularly without extra efforts! What is the Saving program? - Combination of a Deposit account with an annul interest rate of up to 6% and Maestro debit card
- Profitable savings with flexible scheme. By your choice an amount of 3%, 5% or 10% of each ATM cash withdrawal, purchase or internet payment with Maestro debit card will be automatically transferred from your debit card to you Deposit account. You can change the chosen scheme in at Raiffeisen office.
Example: You make a withdrawal for the amount of 100 BGN, you receive 100 BGN in cash and additional 5 BGN will be automatically transferred from your debit card to your Deposit account (in case you have chosen to save 5% of each amount and have enough availability in your card account). Why should you choose Saving program of Raiffeisenbank? - You save easy, fast and convenient
- You choose how much to save
- Make withdrawals and cash advances from your Deposit account at any time
- You receive a higher interest if complying the program conditions
- Manage your savings with free internet banking Raiffeisen ONLINE
- You have the opportunity to receive SMS notifications for each transaction with your debit card
Parameters of the Deposit account - Currency – BGN
- Minimum availability – 5 BGN that will be accumulated to the Deposit account from the first amounts, transferred to your debit card
- Interest rate – 2% annually, calculated on 365/360 days and charged yearly on the date you have opened the Deposit account
- the interest rate is doubled to 4% annually if you make withdrawal/payment with your card at least once per month and thus amounts will be automatically transferred to your Deposit account
- the interest rate is tripled to 6% annually if you make withdrawal/payment with your card at least once per month and this amounts will be automatically transferred to your Deposit account and make withdrawal/transfer of money from the Deposit account not more than 2 times per year - Additional deposits - you can make additional deposits to your Deposit account at the cashier desks, through bank transfer from other accounts including through Raiffeisen ONLINE
- Withdrawal – at any time at cashier desks, transfers to other accounts including through Raiffeisen ONLINE
- Transfer of amounts at ATM from the Deposit account to the debit card
- You receive information for the accumulated savings to your Deposit account with each ATM withdrawal (at the withdrawal slip)
Saving program fees
- No fee for opening of the Deposit account and debit card
- No fee for depositing amounts to the Deposit account
- No fee for withdrawals form the Deposit account of up to 2000 BGN ( for amounts over 2000 BGN the Bank Tariff will be applied)
- Saving program monthly fee – 0.50 BGN (collected from the debit card)
- Saving program closing fee – 2 BGN
- Maestro debit card fees – standard as per the Bank Tariff
The Bank keeps the right to change the interest rates in case of market situation change. |